This is part two of a special episode of The Money Seat. Recent college grad, Will Heller continues to pepper Ross with questions. He asks about budgeting and the lore of Robinhood. Ross answers the first question and touches on the missed opportunity most families and schools make in terms of real-life training. He also addresses the pros and cons of Robinhood and similar apps in context to bigger market history and trends. Whether 22 or 52, Ross’s answers are universal.