Part one of a two-part episode. Ross welcomes longtime friend Valery to the show. Valery asks Ross about long term financial planning with her partner and whether they should combine their finances given they’re neither engaged nor married. From there Valery asks how to approach expenses from joint ownership of the home she shares with her partner. They shift gears when Valery asks about tips for starting to invest. Stay tuned for the rest of Valery and Ross’s conversation in the next episode. To connect with Ross with your own questions, go to www.rosskrause.com