From Debt to Diapers

Ross makes it to the studio just in time to go live, and is joined by his wife Haley. He starts with a couple questions that were sent in; the first about paying off student loans once the Covid-relief period ends in January and the second about the tax benefit of gifting money before the end of a calendar year. Ross also touches on another year-end deadline, investing in Roths without penalty via a Backdoor Roth. And lastly, Haley asks the question on many a newlywed’s mind, “How much will it cost to have a child?” Ross answers all without breaking a sweat! To learn more or connect with Ross, go to